Legal
Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Vega Fondivo website and any associated tools, reports, or content (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you should not use the Service.
This is a general template provided for informational purposes and should be reviewed and adapted to fit your specific business and applicable law before use.
1. Acceptance of Terms
By using the Service, you confirm that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
2. Description of the Service
Vega Fondivo provides data-driven informational content, strategy overviews, and analytical outputs related to income and financial planning topics. The Service is provided for general informational purposes only and does not constitute personalized financial, investment, tax, or legal advice. Nothing on this website should be construed as a recommendation to buy, sell, or hold any financial instrument.
3. No Financial Advice
All content, tables, figures, and outputs presented through the Service are illustrative and general in nature. Vega Fondivo is not a registered investment adviser, broker-dealer, or financial institution, and does not manage client funds. You should consult a qualified, licensed professional before making any financial decision. Past performance figures or hypothetical outputs referenced on this site are not indicative of future results.
4. Eligibility and Account Responsibility
If any part of the Service requires registration or the submission of contact details, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activity that occurs under your access.
5. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data; interfering with the normal operation of the website; scraping or harvesting content without permission; uploading malicious code; or using the Service for any unlawful purpose. Vega Fondivo reserves the right to restrict or terminate access for any user who violates these Terms.
6. Intellectual Property
All text, graphics, logos, layouts, and other materials appearing on this website are the property of Vega Fondivo or its licensors and are protected by applicable intellectual property laws. No content may be reproduced, distributed, or otherwise used for commercial purposes without prior written consent, except as necessary for personal, non-commercial reference.
7. Third-Party Links and Content
The Service may contain links to third-party websites or reference third-party data sources. Vega Fondivo does not control and is not responsible for the content, accuracy, or practices of any third-party site. Inclusion of a link does not imply endorsement.
8. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Vega Fondivo does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Vega Fondivo, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Vega Fondivo and its representatives from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service or your violation of these Terms.
11. Changes to the Service and Terms
Vega Fondivo reserves the right to modify, suspend, or discontinue any part of the Service at any time without notice. These Terms may be updated periodically; continued use of the Service following any changes constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.
12. Termination
Vega Fondivo may suspend or terminate your access to the Service at any time, with or without cause or notice, including for conduct believed to violate these Terms or be harmful to other users, third parties, or the Service itself.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Vega Fondivo operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Contact
Questions regarding these Terms may be directed through the contact channels provided on our Contact page.
Last updated: this document is a general template and does not reflect a specific revision date. Vega Fondivo advises consulting a qualified legal professional to ensure these Terms are complete and appropriate for your jurisdiction and business activities before relying on them.